Grow faster with a Business Loan from Spinach

New Zealand's friendliest business lending broker

How much does your business need?
$30,000
36 months
$8,971
Monthly replayments*

*This business loan calculator example is for illustrative purposes only. It is based on an average Spinach Business Loans customer. Calculations exclude admin fees. For more information about our responsible lending contact us here.

Choose a Business Loan or Commercial Loan to Suit Your Needs

or discuss your particular finance requirements with us
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Business Loans

We’re powering up businesses with all types of secured & unsecured business loans tailored to suit your specific requirements and opportunities.

 Group 5

Invoice Finance

Invoice financing means you get paid the money you are owed and can put it to good use to keep your operations moving, pay wages, or buy more inventory.

Group 6

Equipment Finance

From funding new commercial printers, extending the production line, or financing a new addition to the van fleet we’ll give you the asset boost you need.

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Small Business Loans

We’ll help your small business grow bigger; we’re funding restaurants, health services, manufacturers, and plumbers. See how we can help you today.

How it Works

  1. Complete Your Online Application

    Confirm your details and apply online in a matter of minutes.

  2. Get approval

    We’ll get back to you often within the same day. How good is that?

  3. Draw down your funds

    Once approved we arrange transfer of funds to your business bank or vendor.

You’re in great company…

Jemma is awesome to work with and has been very co-operative, helpful and pro-active.She makes the whole process very smooth and promptness to service is the best.She's is lightning fast in her service and the epitome of excellent customer service.
Thanks once again for helping us for a new venture.
Danny Singh
Starting the first business is incredibly stressful and financing process is frustrating and tedious but Jemma’s professionalism and knowledge of the industry made it effortless and straightforward. It was one of our best decisions to choose Spinach for our finance. Jemma always responded within minutes for all our queries throughout the process. We will definitely come back to Spinach for our future plans and highly recommend to everyone. Thank you Jemma, without you it was not possible.
ChetanPreet Singh
I was very impressed with Jemma, she guided me through the process & made it so effortless. I would not hesitate in recommending Spinach to anyone
Jacqui Robinson
Fantastic service. Made a cashflow loan EASY!! Ended up with 2 offers from 2 different lenders and we were able to choose the one that suited our business best! Thanks Spinach, you will be our first stop for business lending next time!
Ella Armstrong
Seriously, Jemma exceeded all of our expectations in helping us obtain business finance. She is reachable, responsive and efficient. She communicates clearly, regularly and with transparency. She made us feel like she was on our side and had our best interests at heart. You won't go wrong with Jemma, we highly recommend her for your business finance needs.
Mel Turdeich
Jemma was awesome and incredible efficient on the business loan. She was achievable daily via call, text or email. Every day she will keep you updated about your application. Well done Jemma and nice to work with you for my business and thanks so much.
Yen Kang
Give your business the energy it needs
with a Business Loan from Spinach
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Get growing online

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Talk to a funding specialist