Grow faster with Business Loans NZ from Spinach

How much does your business need?

36 months
Monthly replayments*

*This business loan calculator example is for illustrative purposes only. It is based on an average Spinach Business Loans customer. Calculations exclude admin fees. For more information about our responsible lending, contact us here

We’re committed to responsible lending, ensuring our loans are affordable and sustainable for businesses, finding you the loan you need for a new venture without putting personal assets or credit rating at risk. Our business loan calculator provides an estimate of your monthly repayments, but we’ll work with you to determine a repayment plan and loan terms that fits your budget.

We understand that starting a new business can be challenging, which is why we’re dedicated to supporting entrepreneurs like you with small business loans to get your venture off the ground.

Partner With Spinach for Business Development Lending

At Spinach, we pride ourselves on being New Zealand’s friendliest business lending broker, committed to helping small businesses grow with our range of secured and unsecured business loans NZ. Whether you’re looking to purchase new equipment, extend your production line, or finance a new addition to your van fleet, we’ve got you covered.

Our loans for small business owners comprise personal loan, secured loan or unsecured business loan options, asset finance, working capital loans, plant & equipment loans, business equipment loans, small business loan and borrowing money opportunities, and invoice financing. We’ll work with you for the tailored best deal for your organisation, with an excellent interest rate.

Apply for Business Loans

We understand that every business is unique, which is why we help clients apply for business loans tailored to suit their specific requirements and opportunities, personal credit and cash flow. By partnering with Spinach business loan advisers, our specialists are available to discuss your particular finance needs and help you choose the right borrowing options for your business, with excellent interest rates.

Speedy Business Loan Applications

Applying for a business loan with us is a breeze. Our online application process is simple and straightforward, taking only a few minutes to complete. We provide quick approval, often within the same day, and once approved, we arrange for the transfer of funds to your business bank or vendor in accordance with lending criteria.

We’re passionate about helping businesses succeed. We’re funding restaurants, health services, manufacturers, and plumbers with personal loans, unsecured loans, and many more options at an excellent interest rate, and we’re ready to help your business grow too. Our customers have had great experiences with us, praising our excellent customer service and efficient processes, professionalism, industry knowledge, and fast service, finding loan repayments that suit each business and financial situation.

Spinach NZ – A Business Loan Broker

At Spinach, we are funding specialists who understand the challenges small business owners face in securing financing to fuel their growth. That’s why we offer a range of business loans, from working capital loans to business equipment loans, to suit your specific needs. Whether you’re looking to expand your operations, invest in new business assets, or launch a marketing campaign, we have a loan that can help.

Our online application process is designed to be quick and easy, so you can get the funding you need without delay. And our experienced funding specialists are always available to discuss your finance needs in detail, taking into account your personal credit history and cash flow situation to find the best interest rate when you borrow. We’ll work with you to find the best loan for your business, ensuring you can access the capital you need to achieve your goals.

We ensure you pay interest at an affordable level, keeping your cash flow forecast and business growth stable and heading in the right direction.

Expert Financial Service Providers

When you work with Spinach for finance online, you can be confident that you’re partnering with a lender who cares about your success. We’re committed to helping small businesses thrive; we’ll do everything we can to ensure your financing experience is positive and rewarding. So if you’re ready to take your business to the next level and capitalise on a business idea, contact us today to learn more about our small business loan options.

How it Works

  1. Complete Your Online Application

    Confirm your details and apply online in a matter of minutes.

  2. Get approval

    We'll get back to you often within the same day. How good is that? Draw down your funds

  3. Draw down your funds

    Once approved, we arrange the transfer of funds to your business bank or vendor

You’re in great company…

Jemma is awesome to work with and has been very co-operative, helpful and pro-active. She makes the whole process very smooth and promptness to service is the best .She's is lightning fast in her service and the epitome of excellent customer service.
Thanks once again for helping us for a new venture.
Danny Singh
Starting the first business is incredibly stressful and financing process is frustrating and tedious but Jemma’s professionalism and knowledge of the industry made it effortless and straightforward. It was one of our best decisions to choose Spinach for our finance. Jemma always responded within minutes for all our queries throughout the process. We will definitely come back to Spinach for our future plans and highly recommend to everyone. Thank you Jemma, without you it was not possible.
ChetanPreet Singh
I was very impressed with Jemma, she guided me through the process & made it so effortless. I would not hesitate in recommending Spinach to anyone
Jacqui Robinson
Fantastic service. Made a cashflow loan EASY!! Ended up with 2 offers from 2 different lenders and we were able to choose the one that suited our business best! Thanks Spinach, you will be our first stop for business lending next time!
Ella Armstrong
Seriously, Jemma exceeded all of our expectations in helping us obtain business finance. She is reachable, responsive and efficient. She communicates clearly, regularly and with transparency. She made us feel like she was on our side and had our best interests at heart. You won't go wrong with Jemma, we highly recommend her for your business finance needs.
Mel Turdeich
Jemma was awesome and incredible efficient on the business loan. She was achievable daily via call, text or email. Every day she will keep you updated about your application. Well done Jemma and nice to work with you for my business and thanks so much.
Yen Kang

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Business Loan Broker NZ

Talk to a funding specialist