Need a Small Business Loan in NZ to boost your business?

Apply for a loan with us and we’ll get your business growing. The process takes just a few minutes.

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Rates as low as


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Asset Finance up to

$ 1M

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Unsecured Lending up to

$ 500K

Working Capital Loans

Working Capital Loans

Finance the everyday operations of your business and top up your cashflow.

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Small Business Loans

Small Business Loans

Help turn your small business into a bigger one with a little boost from Spinach.

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Asset Finance

Asset Finance

Whether you need a fleet of vehicles, new equipment, or tools, Spinach can help.

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Plant & Machinery Loans

Plant & Machinery Loans

Get the plant and machinery your business needs to upgrade or expand.

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Invoice Finance

Invoice Finance

Keep the cash flowing and your business growing with invoice financing.

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Unsecured Business Loans

Unsecured Business Loans

We provide unsecured business finance up to $100,000 without security.

Here's how it works

step 1

Apply online in just a few minutes or call us direct on 0800 774 622

step 2

Our system evaluates your business and typically provides a decision within a day

step 3

Sign your contract and receive funds in as fast as 24 hours

Skilled Loan Advisors dedicated
to serving Business Owners

Sure we provide fast, efficient business funding but more than that, you also benefit from ongoing support from a knowledgeable advisor. Give us a call on 0800 774 622 during business hours or email anytime.

Get the nutrients your business needs to grow big & strong

We use our extensive experience in business funding to get the loan your business needs to thrive –
You get a personalised loan consultant from start to finish.

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Flexible Terms

Short term gap filler or larger sums. Arrange terms to suit your business from 3 months to 5 years.

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Unsecured Business Loans

You don't need to put up the house to grow your business. Unsecured lending up to $100,000

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Loan Solutions

No two business situations are the same, so we tailor the loan type, term and repayments to suit what you need.

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Fast Loan Approval

Don't miss that business opportunity. We can often get your lending approved within 24 hours.

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Committed Loan Consultants

Our experienced lending consultants will help you through the process, ensuring the best outcome for you.

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Ready for Anything

Every business is different – we’re ready to put the right funding case forward for your industry niche.

power up your business with a loan

Power up your business
with a loan from Spinach

Flexible finance solutions for an ambitious business just like yours

  • Upgrade your space
  • Manage your cashflow
  • Hire more employees
  • Purchase inventory

Request a call back to Overcome Unsecured Business Loans

Want to have a no obligation chat about your business requirements. Ask us to call you!