Need new plant, equipment or vehicles? You need loans from Spinach in Auckland.

Borrow up to $1 Million for New Asset Purchases

Our lenders have been providing asset and equipment finance to NZ businesses for over 50 years. That means that we have a thorough understanding of the many shapes and forms asset finance comes in.

Fundamentally, it all boils down to taking the lending you need to acquire new business assets that will help your company grow. We can lend you up to 100% of the purchase price of the new asset you desire and you can be assured that you get the security you need on your loan.

Whether that’s extending your packhouse because it’s a bumper season, rolling out a new truck to serve a new contract, or automating your production line to get goods moving out of your facility faster, we’ll help you figure out the right solution with competitive interest rates. We’ll also package it up so our financiers see your needs the way you do.

Spinach

We have just the support your business has been looking for.

Minimise the Costs of Your Loan

Our experienced team knows how to make asset and equipment finance work for you. When you partner with us, we’ll use a combination of funding structures, alternative solutions and competitive interest rates to minimise the costs of asset finance for your business.

We know that when you’re planning upgrades or business expansions, you want to work with financiers that understand where you’re going and can set you up with the support necessary to maximise your opportunities while minimising your costs.

Tailored to your business

We work the numbers to make sure that your loan gives you the business finance support and security you need so you c an pay for the things you need. Whether you’re in transport, manufacturing, healthcare or hospitality, the Spinach team is here to help you increase your business assets.

Why Choose Asset Finance?

Asset financing will allow you to finance multiple assets, used or new assets without taking any hit to your cash flow. We offer tailored interest rates so you can stay in control of your money. You’ll get to pay off your new equipment, vehicles or plant while they’re working for your business – now that’s good for your bottom line.

Reduce Risk

If you need cash on hand, asset finance loans will allow you to release capital back into your business using an asset you already have as the loan security. That way, you get to keep personal assets, like your home or essential business accounts safe, as you won’t be putting them at risk of being lost if the loan defaults. We can help you structure your payments to match your seasonal cash flow.

Enhance Your Business

Take your business to the next level and finance your growth without parting with your hard-earned cash. Our loans will allow you to upgrade or expand your fleet, equipment or machines, helping you maximise your productivity and capacity alike. With these loans, get to generate more revenue and win lucrative contracts that might have otherwise been out of your reach. To learn more about how a loan from Spinach can help you with your business finance needs or if you have a question about what fees apply, get in touch with us at 0800 774 622.

What Can I Use Asset Finance Loans For?

One of the great benefits of an asset finance loan is the sheer versatility they offer your finance options. We tailor your interest rates to suit your business, so you don’t need to worry about security or breaking your bank. You can use them to finance nearly any new or used asset or equipment that you need to help your business grow.

These include:

Vehicles such as cars, trucks, diggers and tractors

Construction equipment like forklifts and excavators

Agricultural equipment

Manufacturing equipment

Plant equipment

Computers and IT equipment

Medical equipment

Versatile Solution

You can even use an asset finance loan to free up the finance your business needs to make a shift to the online space. It’s one of the most versatile business finance options around. If you have any questions about how our loans can help your business or our lending criteria, our financiers are more than happy to provide you with advice. Contact us at 0800 774 622.