Need new plant, equipment or vehicles? You need loans from Spinach in Auckland.

Take control of your cash flow with Spinach. Apply for loans in Auckland in minutes and we’ll get you rolling.

Spinach Makes It Easy To Get The Finance You Need To Grow Your New Zealand Business

Our loan options have been designed to help you invest in the new plant, equipment, or vehicles you need to take your business to the next level. Whether you’re after new assets to take advantage of opportunities to grow your business or would like to refinance your existing assets and free up valuable capital, the team here at Spinach can help you.

Best of all, when you choose us, you’ll get a personalised loan consultant from start to finish to give you the financial support your business needs.

Borrow up to $1 Million for New Asset Purchases

Our lenders have been providing asset and equipment finance to NZ businesses for over 50 years. That means that we have a thorough understanding of the many shapes and forms asset finance comes in.

Fundamentally, it all boils down to taking the lending you need to acquire new business assets that will help your company grow. We can lend you up to 100% of the purchase price of the new asset you desire and you can be assured that you get the security you need on your loan.

Whether that’s extending your packhouse because it’s a bumper season, rolling out a new truck to serve a new contract, or automating your production line to get goods moving out of your facility faster, we’ll help you figure out the right solution with competitive interest rates. We’ll also package it up so our financiers see your needs the way you do.


We have just the support your business has been looking for.

Minimise the Costs of Your Loan

Our experienced team knows how to make asset and equipment finance work for you. When you partner with us, we’ll use a combination of funding structures, alternative solutions and competitive interest rates to minimise the costs of asset finance for your business.

We know that when you’re planning upgrades or business expansions, you want to work with financiers that understand where you’re going and can set you up with the support necessary to maximise your opportunities while minimising your costs.

Tailored to your business

We work the numbers to make sure that your loan gives you the business finance support and security you need so you c an pay for the things you need. Whether you’re in transport, manufacturing, healthcare or hospitality, the Spinach team is here to help you increase your business assets.

Asset Finance in Auckland

Asset Finance Meaning

Asset finance allows you to purchase, replace, or refinance an asset while using the asset in question as additional security for your loan. It can be a great option to acquire crucial new equipment or to free up valuable capital to take advantage of opportunities to grow your business.

With these loans, you’ll be able to respond immediately to new consumer demand or valuable discounts and get the equipment you need to help your business grow. If you don’t have liquid cash on hand to purchase an asset, want to consolidate existing debts, or are looking to spread out a loan over the lifetime of an asset, this business finance option could be right for you.

Enquire Today

Don’t let a lack of funds stop you from getting that necessary upgrade, buying new equipment or even new stock. Get in touch with the Spinach team at 0800 774 622 to speak to a specialist business lender. We’re here to answer your questions and work with you to find what you need to borrow and the best solutions for your needs.

Why Choose Asset Finance?

Asset financing will allow you to finance multiple assets, used or new assets without taking any hit to your cash flow. We offer tailored interest rates so you can stay in control of your money. You’ll get to pay off your new equipment, vehicles or plant while they’re working for your business – now that’s good for your bottom line.

Reduce Risk

If you need cash on hand, asset finance loans will allow you to release capital back into your business using an asset you already have as the loan security. That way, you get to keep personal assets, like your home or essential business accounts safe, as you won’t be putting them at risk of being lost if the loan defaults. We can help you structure your payments to match your seasonal cash flow.

Enhance Your Business

Take your business to the next level and finance your growth without parting with your hard-earned cash. Our loans will allow you to upgrade or expand your fleet, equipment or machines, helping you maximise your productivity and capacity alike. With these loans, get to generate more revenue and win lucrative contracts that might have otherwise been out of your reach. To learn more about how a loan from Spinach can help you with your business finance needs or if you have a question about what fees apply, get in touch with us at 0800 774 622.

What Can I Use Asset Finance Loans For?

One of the great benefits of an asset finance loan is the sheer versatility they offer your finance options. We tailor your interest rates to suit your business, so you don’t need to worry about security or breaking your bank. You can use them to finance nearly any new or used asset or equipment that you need to help your business grow.

These include:

Vehicles such as cars, trucks, diggers and tractors

Construction equipment like forklifts and excavators

Agricultural equipment

Manufacturing equipment

Plant equipment

Computers and IT equipment

Medical equipment

Versatile Solution

You can even use an asset finance loan to free up the finance your business needs to make a shift to the online space. It’s one of the most versatile business finance options around. If you have any questions about how our loans can help your business or our lending criteria, our financiers are more than happy to provide you with advice. Contact us at 0800 774 622.

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Interest Rates as low as


Simply Asset Finance

Asset Finance up to

$ 1M

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Unsecured Lending up to

$ 150K

Lending criteria and fees apply.

Here's How Finance for Assets Works With Us

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Apply online in just a few minutes or call us direct on 0800 774 622

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Our system evaluates whether your business meets the lending criteria and provides a decision, usually within a day.

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Sign your contract and get your funds in as little as 24 hours.

Skilled Loan Advisors dedicated to serving NZ Businesses

Sure we provide fast, efficient business funding but more than that, you also benefit from ongoing support from a knowledgeable advisor.

Contact Us

Contact details: Give us a call on 0800 774 622 during business hours, apply online or email anytime.

Get the assets your business needs to continue growing

We use our extensive experience in business funding to get the loan your business needs to thrive – You get a personalised loan consultant from start to finish.

working capital loans apply now

Power Up Your Business with a Loan from Spinach

Flexible finance and purchasing solutions for an ambitious business just like yours.

  • Upgrade your space
  • Manage your cashflow
  • Hire more employees
  • Purchase inventory

Request a call back to Overcome Unsecured Business Loans

Want a no-obligation chat about your company requirements? Ask us to call you! We want to hear all about your business idea as well as your business plan.