Got some questions?
If you’re looking for business finance you’re bound to have some questions. Here are the answers to common questions we’re asked. But don't hesitate to call to discuss your exact requirements on 0800 SPINACH (0800 774 622).
Who are Spinach?
We are a Kiwi-owned, family-run business who believe in great quality service and genuinely want to help our clients’ businesses reach their goals. With ample experience in the business loans market we’re confident that we can prepare a financial package that will meet your needs and more. We think we’re New Zealand’s friendliest, most approachable business loan brokers, so send us a note, apply for a loan or call us on 0800 774 622 to find out more.
What do Spinach do?
Spinach is a loan brokerage, specialising in business finance. We have a powerful network of some of the best business lenders out there, so we can quickly secure the funding your business needs. Spinach will work with both you and the lender to get the funds you need so you can get back to focus on the things that are important to you.
Do you work with start ups?
We like to see our clients succeed and there isn't a straightforward answer to that question. We do try to find a solution to help a start up get the funds it needs, so please give us a call on 0800 SPINACH (0800 774 622) and we will take the time to understand your situation to see what options you have.
What does Spinach get out of it?
Aside from the satisfaction of knowing we gave great customer service and helped a business on their way to success, we get a referral fee. This referral fee is determined by the lender and is generally paid by the lender. There are uncommon cases where the best lender for your business doesn’t pay a referral fee, and in that case our fee would be paid by you. This would be built into your loan and fully disclosed to you at the time so there are no surprises.
How long does it take?
We will get back to you as soon as possible to start the process, and once it gets to the lender it can take a day for them to give us an outcome. If you help get all the documents we need promptly and keep things moving at your end we can get you paid out as quickly as 24 hours.
What loan terms are available to me?
We can get you unsecured loans from $10,000 to $250,000 with repayment terms anywhere from 3 months to 5 years and partially secured loans up to $1,000,000. Our interest rates vary from 7% through to 25%. This depends on factors such as: which lender you use, how stable your credit history is, if you are using security, if you take a business loan or personal loan etc. We always push for the best rates possible for you.