Harness your potential with a Business Capital Loan
A working capital loan allows you to continue your daily operations should you encounter untimely cash flow gaps, seasonal lulls, or need to finance new equipment.
Working capital to sustain business growth
A working capital loan can take many forms including finance to cover employee wages, a loan to cover the purchase inventory or invoice factoring so you collect money sooner.
You might require trade finance to cover the cost of products until they are sold. With Working Capital finance your business can fund gaps in business cash flow and inventory, to support operational activities.
Businesses should focus on maintaining enough operating capital to sustain growth and that’s where Spinach can help you.
Fuel growth through Invoice Factoring
A dilemma many businesses face is that if they were paid the money they are owed that might overcome short-term cash flow issues or they could expand sooner.
Invoice factoring is a service where a business receives access to funds owed to them before it is paid by their customers.
The business sells its accounts receivables to a third party (called a factor) at a discount, to get access to immediate cash.
It’s a positive method to turn unpaid invoices into cash – and with those funds, you can keep up with operational expenses.
Interest Rates as low as
7%
Asset Finance up to
$ 1M
Unsecured Lending up to
$ 500K
Here's how it works
Apply online in just a few minutes or call us direct on 0800 774 622
Our system evaluates your business and typically provides a decision within a day
Sign your contract and receive funds in as fast as 24 hours
