Invoice Finance Delivers the Nutrients Your Business Needs to Grow
Invoice finance could be the solution you’re looking for to access the cash your business needs now. Whether you’re facing slow-paying customers or seasonal cash flow pressures, the right support can help you stay on track.
Invoice Finance Online
At Spinach, we are leading NZ business invoice finance consultants, working with trusted lenders and alternative solution providers to find the invoice finance solution that best suits your business.
Call now on 0800 774 622.
Why Choose Spinach for Invoice Finance in NZ?
You’ll receive honest, focused, and practical advice from our experienced team. Your dedicated consultant will take time to understand your operations, your cash flow cycle, and your goals before matching you with the right invoice finance solution.
What Are Business Invoice Loans?
Many businesses have strong sales but limited cash on hand because customers take weeks or even months to pay. Whether this is an occasional cash-flow gap or a normal part of your industry, the result is often the same: you have the sales, but your working capital is locked up in outstanding invoices.
Invoice loans, sometimes called working capital loans, help unlock that money so you can move forward sooner.
Invoice Finance Explained
With invoice finance, a lender advances you a percentage of your outstanding invoices. When your customers pay, the lender collects the invoice amount plus an agreed margin. This provides fast access to the cash you’ve already earned, allowing you to:
- Manage unexpected cash flow issues
- Maximise the value of your sales sooner
- Grow faster than your current cash-flow cycle allows
If you’d like to learn more, call 0800 774 622 today to speak with one of our consultants.
Benefits of Business Invoice Financing
- Flexibility
A more flexible option than traditional overdrafts or business loans.
- Growth Potential
Funding increases as your sales grow, making it ideal for expansion.
- Reduced Risk
Depending on your facility type, you can minimise exposure to unpaid or late invoices.
- Faster Funding
Decisions and access to funds are often faster than many other business finance options.
Do you want to find out more? Call 0800 774 622 today to speak to one of our business invoice finance consultants.
Our Invoice Finance Options
At Spinach, we work hard to find the right invoice finance solution for your business. The main options include:
Invoice Factoring – The finance provider takes ownership of your outstanding invoices and manages customer payments on your behalf. This removes the cost and workload of credit control while improving cash flow.
Invoice Discounting – You maintain full control over your invoicing and credit management while unlocking an agreed percentage of your unpaid invoices through a confidential facility.
Our invoice finance experts are ready to help you online or in person.
Business Invoice Finance Options
At Spinach, we’ll work hard to find the right business finance solution for your business.
The main options include:
- Invoice factoring – the company providing you with the finance takes over your outstanding invoices as well as responsibility for collecting the monies owed. There are a number of benefits with this option, including the fact you won’t incur the cost of credit control as the responsibility for getting customers to pay moves to the financing company.
- Invoice discounting – with invoice discounting from Spinach, you continue to manage your outstanding invoices and you remain responsible for credit control.
Invoice Finance from the Online Experts – Speak to a Member of Our Team Today
Our invoice finance experts are available to help you today: online, in-person, or Get in touch now
Rates as low as
7.6%
Asset Finance up to
$ 1M
Unsecured Lending up to
$ 500K
How to Apply for a Invoice Finance
Apply online in minutes- Complete our simple application form , or call us on 0800 774 622 to chat directly with our friendly team.
Get a fast decision – We’ll review your business details and usually provide an answer within a day.
Sign and receive funds – Once approved, sign your contract and access your funds in as little as 24 hours.