Grow, Expand & Compete with Equipment Finance
Reliable access to business equipment loans is essential for staying competitive. The right funding helps you upgrade tools, invest in better machinery, and expand your capabilities without putting pressure on your cash flow. A well-structured equipment loan ensures your business can remain efficient, productive, and ready to take on new opportunities.
Why Choose Spinach?
When you come to Spinach, we’ll assign you a consultant who understands the equipment finance landscape. Your broker will take the time to understand your business, industry, and long-term goals before recommending the right loan structure.
Why Use an Equipment Finance Consultant?
At Spinach, your consultant understands the day-to-day demands of running a business. We know you need to act quickly, manage risk, and seize opportunities. With the right equipment finance company behind you, you can maintain service quality, improve performance, and keep your operations moving forward.
Benefits of Equipment Finance
Strong businesses grow when they have access to the right tools. Our loans help you strengthen your operations, boost productivity, and stay competitive through upgrades, replacements, and strategic asset purchases. Whether you’re expanding facilities or refreshing ageing equipment, we’ll help you move confidently.
Call now on 0800 774 622
Construction Equipment Financing
Got big plans? We’ll help you fund them. Our construction equipment loans support contractors and businesses of all sizes, giving you access to the vehicles, machinery, and tools needed to secure contracts and complete projects successfully.
Use Business Equipment Finance for a Wide Range of Needs
Spinach provides equipment finance solutions for a broad range of industries and requirements, including:
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New Business Equipment
Get loans to purchase IT and communication equipment, plant and machinery for your manufacturing operation, vehicles, and more. Ask about equipment loans for existing businesses and start-ups.
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Equipment Upgrades
Upgrade your current equipment or vehicles, including replacing equipment no longer fit for purpose or upgrading to improve performance, output, productivity, or efficiency.
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Facilitate Expansion
Support your growth plans without putting a strain on your cash flow. Whether you’re extending a manufacturing line, entering a new market, or launching a new service, we can help.

We Work with the Best Equipment Financing Companies in New Zealand
At Spinach, we use a variety of funding sources and structures to identify and secure the right loan product for your business. This includes traditional equipment financing companies as well as alternative solutions.
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We connect you with the best loan options
Our goal is to match you with financing that suits your needs and delivers competitive interest rates, keeping your repayments affordable throughout the loan term.
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We deliver customised solutions
Creativity and flexibility set Spinach apart. There is no one-size-fits-all approach to growing your business, and traditional lenders don’t always offer the right solution. Working with our experienced team ensures your specific needs are taken into account.
Our extensive connections ensure we can find a loan that aligns with your goals, timeline, and budget.
Construction Equipment Loan & Financing Options
We help businesses in a range of industries find financing solutions, but one sector where we have specific expertise is construction.
H3: Reliable Construction Financing Solutions
Whether you run a large contracting company or a small operation, access to the right equipment funding can be the difference between securing a project and missing out. Talk to us about expanding your business to meet current and future demand.
Talk to our construction industry finance specialists today: – call 0800 774 622

Industries we Serve
Every industry has its own equipment requirements, and Spinach makes it easy to secure funding that fits. From essential tools to large-scale machinery, our business equipment loans help you keep operations running smoothly and support long-term growth.
We work with businesses in sectors including:
- Construction
- Manufacturing
- Heavy industry
- Transport and freight
- Mining
- ICT
Every business has different priorities, and the right funding can make all the difference. With tailored equipment finance, you can keep your operations sharp and your plans moving forward.
Use our finance solutions to:
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Upgrade
Replace outdated assets with modern, efficient alternatives.
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Invest
Implement your business plan by securing finance for the latest equipment.
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Refinance
Restructure your existing equipment loan to reduce repayments or secure better terms.
Whatever industry you are in, and whatever your business equipment loan needs, contact us at Spinach today. Call 0800 774 622.
Rates as low as
7.6%
Asset Finance up to
$ 1M
Unsecured Lending up to
$ 500K
How to Apply for a Business Equipment Loans
Apply online in minutes- Complete our simple application form , or call us on 0800 774 622 to chat directly with our friendly team.
Get a fast decision- We’ll review your business details and usually provide an answer within a day.
Sign and receive funds – Once approved, sign your contract and access your funds in as little as 24 hours