NZ's Friendliest Small Business Loan Lenders
Apply for small business loans in NZ with Spinach and watch your business grow. The eligibility process takes just a few minutes, and our loans provide the financial nutrients your company needs to become strong and successful.
With years of experience, the team at Spinach knows what it takes to help Kiwi businesses thrive. When you choose us, you’ll be paired with a dedicated loan consultant who will guide you through the process from start to finish, making sure you’re supported every step of the way.
Why Choose Spinach for Your Small Business Loan?
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Experienced Lenders
We understand how important the right funding is to your company’s growth. As specialist lenders, we make borrowing straightforward, offering targeted lending options that support your long-term goals.
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Boost Your Business
Running a small business is exciting but can also be financially demanding. Our loans are designed to provide the capital you need for essentials such as fit-outs, equipment, stock, or marketing, helping you focus on serving your customers.
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Flexible Finance Options
No two businesses are the same, so we take a customised approach. We offer secured and unsecured small business loans with competitive rates and repayment terms tailored to your cash flow.
Interest Rates as low as
7.6%
Asset Finance up to
$ 1M
Unsecured Lending up to
$ 500K
Our Small Business Loans
Spinach offers a full range of funding solutions for Kiwi businesses, whether you’re just starting out or you are ready to grow. Our role is to ensure you have access to the right funding at the right time.
Get the money your small business needs
Acquire stocks and supplies, restructure your liabilities, enhance your premises or expand your workforce.
Whatever your small business needs, there’s a good chance that Spinach can help you grow. Working with numerous trusted funding providers means we have the flexibility to find a tailored business loan and interest rate to suit your circumstances.
With just one application and a Spinach business consultant helping you through the lending process, we’ll help you reach your goals quicker.
Secured & Unsecured Lending New Zealand
Looking for an unsecured loan to reach your business goals?
Just because you want to grow your enterprise doesn’t mean you have to put your house on the line. Spinach provides flexible loans of between $10,000 and $500,000 to Small Businesses in New Zealand.
And with a Spinach consultant on your side, you can gain approval faster. Jump on that new opportunity, or get your cash flowing immediately.
How to Apply for a Small Business Loan
Apply online in minutes – Complete our simple application form, or call us on0800 774 622 to chat directly with our friendly team.
Get a fast decision – We’ll review your business details and usually provide an answer within a day.
Sign and receive funds – Once approved, sign your contract and access your funds in as little as 24 hours
