Long Term Small Business Loans In New Zealand
Navigating the financial world as a small business owner can be challenging and full of confusing obstacles, complex new terms and financial frustration - especially if you want to secure a small business loan. No worries, at Spinach, we specialise in helping NZ businesses like yours find the best long term small business loans specifically tailored to their unique needs.
Regardless of why you need extra funding or your loan purposes, our finance specialists are here to fully understand your needs, goals and requirements and to match you with loans that work perfectly for you.
Why Consider Long Term Small Business Loans? Lending Terms And Interest Rates That Work For You
Long term small business loans offer plenty of advantages over short term financing options. These long term financing options typically come with lower monthly payments and lending terms that may be better for you, as the repayment period is longer and more spread out. If you need a large loan to take on a big project, a long term loan may be the better choice for you.
By choosing a loan with a fixed interest rate, you can protect your business from frustrating fluctuating rates, ensuring stable and predictable repayments and no unpleasant surprises. This stability will make it easier to budget for your operations while accounting for your repayment plan. Smart business finance moves are a must if you want to enjoy interest rates, loan terms and more that are suitable for your business needs. Let us help you find the business term loans that are right for you.
Interest Rates as low as
9%
Asset Finance up to
$ 1M
Unsecured Lending up to
$ 150K
Tailored Lending Solutions For Businesses In New Zealand
At Spinach, we know that every NZ business is unique, so every company needs personalised business lending services to maximise their benefits. This is why we won’t offer you generic services; we’ll take the time to really get to know your goals, obstacles and needs so that we can offer you tailored solutions that accommodate your specific qualities. With us, you’re never just another client; you’re a unique business person that we want to help succeed.
How We Can Help You With Your Loan
The business world can be fast-paced, stressful and very complex. So, we strive to help you in several ways to make the entire process easier and more streamlined:
Loan Matching
We will carefully analyse your business’s financial situation, credit score, banking situation, income, business objectives and other important qualities to find the best long-term small business loans for you. Our top goal is to find a loan that meets your needs while offering favourable terms.
Application Assistance
The loan application process is very important to get right, but it’s not always easy. It can be confusing and challenging, which is why we’re always here to help. We’ll assist you with understanding the application process, filling out the application correctly and submitting it properly with all necessary documentation in order. This will increase your chances of approval and speed up the process.
Negotiation
As experienced NZ lending specialists, we have strong relationships with local lenders and can negotiate on your behalf to secure the most competitive rates and terms.
Ongoing Support
No worries, our commitment to your business doesn’t end once you get your loan – we’ll always be here to help. We’re dedicated to providing ongoing support to help you manage your loan effectively, offering expert advice and assistance whenever you need it. If you have questions or concerns about loans, please feel free to reach out – we’ll be happy to set your mind at ease.
Here's how it works
Apply online in just a few minutes or call us direct on 0800 774 622
Our system evaluates your business and typically provides a decision within a day
Sign your contract and receive funds in as fast as 24 hours
